Why Every Tenant Should Know the Tenancy Law in Their State

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Most tenants sign rental agreements without ever reading or knowing their state’s tenancy law. Unfortunately, this lack of awareness often leads to exploitation, unfair eviction, or payment disputes . In states like Lagos, Abuja, and Rivers, tenancy laws are in place to protect both tenants and landlords. 1. What Are Tenancy Laws? Tenancy laws are state-specific regulations that outline: Rights and obligations of tenants and landlords Processes for rent review and eviction Guidelines for property maintenance and dispute resolution Example: The Lagos Tenancy Law 2011 forbids landlords from demanding more than one year’s rent in advance from new tenants in certain property categories. 2. Why It Matters for Tenants Protection Against Exploitation: Helps you know if charges or requests from a landlord are legal. Eviction Protection: Understand legal eviction processes, so you are not illegally locked out. Fair Rent Reviews: Know your rights when landlords attem...

How Housing Desperation Leads to Bad Tenancy Deals in Nigeria

A Harsh Reality for Renters

For many Nigerians, especially in cities like Lagos, Abuja, and Port Harcourt, finding an affordable home feels like a race against time. Rising rent prices, limited housing supply, and an influx of new residents often create panic-driven decisions, a perfect storm for bad tenancy deals.

Take Chioma, a young graduate who moved to Lagos for work. With only a week to find an apartment and a tight budget, she rushed into signing a tenancy agreement she barely read. Six months later, her “new home” turned out to have no running water, faulty wiring, and a landlord who refused repairs. Her desperation cost her comfort and money.


Why People Rush Into Bad Deals

  1. Limited Housing Availability – Popular cities are crowded, and demand often exceeds supply.
  2. Rent Inflation – Nigerian urban rents jumped 18% year-on-year in 2024 (NBS).
  3. Tight Deadlines – Many tenants wait until the last minute, especially when relocating for jobs or schools.
  4. Fear of Losing Out – People believe if they don’t act fast, someone else will take the property.
  5. Emotional Fatigue – House hunting is stressful, and fatigue often leads to quick, poor decisions.

The Financial Consequences

  • Higher Rent – Desperate tenants often pay above market value.
  • Poorly Maintained Properties – Rushing means skipping inspections.
  • Unfavorable Lease Terms – Some landlords impose strict clauses like “No refund under any circumstance”.
  • Scams – Many “quick deals” are fake listings or involve illegal agents.

Statistics Behind the Housing Rush

  • 54% of urban Nigerians feel rental stress when relocating (NOIPolls).
  • 3 out of 5 bad tenancy experiences are linked to rushed decisions (informal survey, Lagos housing groups 2024).
  • Housing supply deficit in Nigeria stands at 28 million units, pushing rents higher every year (World Bank).

How to Avoid Bad Tenancy Deals

  1. Start your house search early – Give yourself at least 1–2 months.
  2. Inspect thoroughly – Check for water, wiring, and hidden costs.
  3. Read and understand tenancy agreements – Get legal advice if unsure.
  4. Compare rents in similar areas – Know what the market rate is.
  5. Never pay in desperation – If it feels rushed, pause and verify.

Key Takeaway

Housing desperation is understandable but dangerous. Slow down, verify, and negotiate. A few extra days spent searching could save you from a year of regret.


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